First State Bank
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First State Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Flex 100
Flex 97
Conforming 80% Conventional Loan

Flex 100

Flexible Financing option up to 100% of the lower of purchase price or appraisal. 

Term: 30 years   Maximum Amount: $417,000
 

Borrower must use $500.00 of their own verified funds.  Balance of closing costs may come from Flexible Sources.  Call us for more details 806-935-4184


Flex 97

Flexible Financing option up to 97% of the lower of purchase price or appraisal.

Term: 30 years   Maximum Amount: $417,000
 

Call us for details 806-935-4184


Conforming 80% Conventional Loan
Term: 30 years   Maximum Amount: $417,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.